Independent Fiduciary ConsultantsSM is a division of Carosa Stanton Asset Management, LLC, a Registered Investment Adviser headquartered in wonderful Western New York. We specialize in providing exclusive private independent investment counsel to individual trustees and fiduciaries. Established in 1996 by Christopher Carosa, CTFA and the late Gordon Stanton, we are a leader in using techniques derived from behavioral economics to help diminish downside risk and reduce fiduciary liability for plan sponsors and to help plan participants increase the odds of retiring in comfort. Click below to learn more about Mr. Carosa: